Short of drafting a complete amendment and restatement of documents of common interest communities to opt in under the Common Interest Ownership Act, we can prepare smaller scale amendments for various reasons. For example, community associations may update their documents for the following reasons:

  • Allocation of responsibility for the deductible amount under their blanket policy between the association and the unit owners;
  • Empowering the association to borrow money with a pledge of the right to collect future common charges as collateral for the loan;
  • Dealing with modifications to the common elements by unit owners; and
  • Incorporation of special provisions for replacement of water heaters, inspection of chimneys, and other controls over high-risk components.